Trusted Chit Fund Company · Tamil Nadu
2500+ Members Trust
Yannaikal VM Chits
Building financial confidence for families, professionals, and entrepreneurs through transparent and secure chit schemes.
- Government Registered
- Transparent Auctions
- Timely Disbursement
- 2500+ Happy Members
Years of Trust
Members Served
Active Chit Groups
Members Satisfied
Why Choose Us
A new-generation chit fund
built on trust and clarity
Designed for business owners, salaried professionals, traders, and families who value transparent, disciplined savings.
Transparent Chit Plans
Clear terms, simple structure, and easy-to-understand plan details.
Flexible Monthly Schemes
Choose chit values and durations that match your financial goals.
Trusted Local Support
Personal guidance from our team whenever you need help.
Easy Enquiry Process
Connect through WhatsApp, phone, or our online form.
Smart Financial Planning
Plan savings and lump-sum needs with full clarity.
Secure Documentation
Proper process, records, and scheme information.
Featured Chit Plans
Plans that match your budget and goals
Browse sample schemes. Use the calculator to estimate, then enquire to confirm exact terms with your advisor.
Popular
2 Lakh Plan
Chit Value
₹2,00,000
Duration
25 Months
Members
25 Members
Monthly
₹5,766 – ₹8,166
Total Payable
₹1,71,728
Max Prize
₹1,90,000
Chit Plan
5 Lakh Plan
Chit Value
₹5,00,000
Duration
25 Months
Members
25 Members
Monthly
₹14,415 – ₹20,415
Total Payable
₹4,29,320
Max Prize
₹4,75,000
Popular
10 Lakh Plan – 40M
Chit Value
₹10,00,000
Duration
40 Months
Members
40 Members
Monthly
₹16,500 – ₹25,000
Total Payable
₹8,17,250
Max Prize
₹9,29,200
Premium Tier
25 Lakh Plan
Chit Value
₹25,00,000
Duration
25 Months
Members
25 Members
Monthly
₹72,075 – ₹1,02,075
Total Payable
₹21,46,600
Max Prize
₹23,75,000
Chit Scheme Calculator
Estimate before you enquire
Adjust your chit value, duration, and bid percentage to see your effective monthly payment instantly.
Chit Scheme Calculator
Pick a value & duration to see the exact schedule
Auto-locked to match the selected duration.
Plan Summary
₹1,00,000 — 25 Months
25 Members
Monthly Due (Month 1)
₹4,000
Installment Range
₹2,883 – ₹4,083
Total Members
25
Total Payable
₹85,864
| Month | Monthly Due | Prize Amount Available |
|---|---|---|
| 1 | ₹4,000 | COMPANY (Foreman) |
| 2 | ₹2,883 | ₹65,000 |
| 3 | ₹2,923 | ₹66,000 |
| 4 | ₹2,963 | ₹67,000 |
| 5 | ₹3,003 | ₹68,000 |
| 6 | ₹3,043 | ₹69,000 |
| 7 | ₹3,083 | ₹70,000 |
| 8 | ₹3,131 | ₹71,200 |
| 9 | ₹3,139 | ₹71,400 |
| 10 | ₹3,147 | ₹71,600 |
| 11 | ₹3,203 | ₹73,000 |
| 12 | ₹3,259 | ₹74,400 |
| 13 | ₹3,315 | ₹75,800 |
| 14 | ₹3,379 | ₹77,400 |
| 15 | ₹3,443 | ₹79,000 |
| 16 | ₹3,507 | ₹80,600 |
| 17 | ₹3,571 | ₹82,200 |
| 18 | ₹3,635 | ₹83,800 |
| 19 | ₹3,699 | ₹85,400 |
| 20 | ₹3,763 | ₹87,000 |
| 21 | ₹3,827 | ₹88,600 |
| 22 | ₹3,891 | ₹90,200 |
| 23 | ₹3,955 | ₹91,800 |
| 24 | ₹4,019 | ₹93,400 |
| 25 | ₹4,083 | ₹95,000 |
Enquire about this plan
Auto-fill your values in the enquiry form
Figures shown are based on the company's official chit scheme tables. Final amounts may vary based on the registered chit agreement and auction outcome. Please contact our advisor for exact details.
How Chits Work
A simple, step-by-step process
From joining the group to receiving your prize amount — every step is transparent.
Choose a chit plan
Pick a scheme that fits your budget and duration.
Join the chit group
Complete simple documentation with our advisor.
Pay monthly instalments
Disciplined monthly savings, easy to manage.
Participate in bidding
Bid during auctions to access the prize amount.
Receive prize or dividend
Get your lump sum when you win or share dividend.
Complete the plan
Finish your chit cycle with full transparency.
Benefits
Built for real life — family, business, future
A chit plan combines the discipline of monthly savings with the flexibility of lump-sum access through bidding.
For families, professionals, and traders
Whether you're saving for a wedding, expanding your shop, or planning your child's education — a chit plan can fit your goal.
₹1L
Starter
₹5L
Business
₹10L
Premium
Our Office
Visit us in Madurai
All our operations are based in Madurai — come meet our team for personal guidance.
Our Office: No. 5, East Masi Street, Madurai.
Contact UsTestimonials
What our members say
Realistic feedback from real members. (Sample testimonials — replace with verified ones.)
"The team explained every step clearly. The monthly plan fits my budget perfectly."
Ramesh K.
Chennai
"I used the chit prize amount for my daughter's wedding. Simple and transparent."
Lakshmi S.
Coimbatore
"Helpful advisor and easy WhatsApp support. Highly recommend."
Senthil M.
Madurai
FAQ
Quick answers
What is a chit fund?+
A chit fund is a savings and credit scheme where a group of members contribute a fixed amount monthly and one member receives the prize amount each month through auction.
How is the prize amount calculated?+
It is the chit value reduced by the auction discount (bid). The discount, minus the foreman commission, is distributed as dividend to members.
Can I choose a plan based on my monthly budget?+
Yes. Use our calculator to find a plan that matches your monthly capacity and savings goal.
Get started today
Ready to choose the right chit plan?
Speak with our team and find a scheme that matches your financial goal, monthly budget, and timeline.